“Relevant Life” Insurance – a highly cost efficient way of providing life cover for Limited Company Directors or Employees. Tax free, allowable as a business expense, not taxed as a P11D benefit, giving substantial savings* on cost of cover.
Shareholder Protection – providing a cash sum in the event of death of a significant shareholder, meaning that the business can buy back its shares. Essential protection for Companies or Partnerships with multiple shareholders.
Key Person – protecting revenues in the event of death or critical illness of a key member of staff.
Business Loan Protection – protecting the business by paying off debts in the event of death or critical illness of a director or owner.
Luke was absolutely brilliant, supported us when we needed him and was always there for us. EVERYTHING WAS AMAZING, IT MADE BUYING OUR FIRST HOUSE SO MUCH EASIER, ESPECIALLY IN THESE CHALLENGING TIMES WITH COVID-19.
We had a very complex financial situation and Luke was able to secure us a mortgage in a very shaky financial time with covid. We are delighted and he was very on hand to contact for queries and support along the way. Luke & the team are wonderful, highly recommend!
Jason was always on hand whenever we needed him, very thorough, extremely efficient and friendly. Jason needs no improvement, he is an asset.
Phil went above and beyond my expectations being always there during the almost one year process since he was engaged through the finding the property phase, making the offer to completion. In the end between all parties involved including solicitors we felt he was the only one we could really trust and that he was truly on our side. We felt safe in his hands. The easiness to reach the advisor, his professionalism, his personal touch, his willingness to help and clear the path for a successful buy were fantastic.
Ian was amazing, helped me every step - thanks Ian.
Ian was simply Excellent.
Serena has been excellent throughout the buying process, and has been very supportive. Serena has answered all my questions, or found out answers/ solutions if she wasn’t sure, going above and beyond for me as her client. Serena communicated everything clearly and talked me through the buying process throughout and I couldn’t recommend enough her as a broker to anyone. Great service, very grateful
Raj considered a broad range of products and gave us lots of options. He was very helpful and professional.
J & F
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
What Life & Mortgages and What Life are trading names of What Direct Ltd which is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority.
Our initial mortgage consultation is free. We usually charge a fee for mortgage applications. The amount we will charge is dependent on the amount of research and administration required and will be discussed and agreed with you at the earliest opportunity.
What Direct Ltd registered in England at Pavilion 2000, Amy Johnson Way, York YO30 4XT, number 07071175 is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. The Financial Conduct Authority does not regulate some forms of Buy to Let.
What Life & Mortgages refer to specialist third parties for advice regarding Equity Release & Estate Planning. Neither What Life & Mortgages or PRIMIS Mortgage Network are responsible for the advice given.
The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.